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What Financial Advisors Hate to Tell You About Life Insurance... Life insurance may be critical for those who have people depending on them. If you don't have any extra mouth to feed, then life insurance may not be such a pressing demand for you. Life insurance is more for people who have people depending on their income and who will suffer dreadfully if that income is cut off. Life Insurance Info For Confused People Life insurance is absolutely necessary if you want to ensure that your family continues in a lifestyle of relative comfort. Bear in mind that life insurance is Life Insurance : The Hard Facts Your budget should be an important factor to consider when you are looking for life insurance. Your budget determines when you pay your life insurance premiums and how much you will pay. Always create a budget that you will build your life insurance around if you want to buy a life insurance that you do not regret.