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Michael D. Strauss's Articles

  • A Brief Guide To Finding The Best Credit Card
    With such a number of credit cards on the market, it makes sense to examine your options carefully to make sure you're getting the best deal. What features should you be paying attention to when making your choice?
  • What You Should Be Looking For In A 0% Credit Card
    Credit cards with a 0% interest offer can offer valuable benefits to their account holders. What do you need to consider when choosing between the various cards on offer.
  • Three Reasons To Check Your Credit Card Statement
    Opening and reading your credit card statements every month can easily be neglected in favour of other more interesting activities, but this could be a mistake. Read the three reasons you should stay on top of your statements.
  • Are Balance Transfers Still Worthwhile?
    The introduction of credit card balance transfer fees has taken a lot of the steam out of the activity known as card surfing, as it is no longer possible to move debt around for free. But does this mean that transfers are no longer worthwhile?
  • Tricks Credit Card Companies Use To Ramp Up Your Bills
    Credit card companies are notorious for squeezing every last drop of profit out of their customers. Find out the ways they do this and how to keep in front.
  • The Most Popular Uses For A Personal Loan
    We're constantly being enticed to take out a personal loan or other kind of finance through advertisements and marketing, and the number of people applying for finance keeps on rising. What are we spending the money on?
  • Comparing Secured and Unsecured Loans
    The internet is awash with advertisements urging you to solve your financial worries with a personal loan, but taking out the wrong kind can be disastrous for your financial future. In this article we compare the benefits and drawbacks of secured and unsecured loans.
  • About Sports Affinity Credit Cards
    Sports affinity cards let you donate funds to your team at no direct cost to yourself, and also offer other benefits of interest to sports fans. Find out if one is right for you.
  • Charity Credit Cards - A Good Deal?
    Charity credit cards are often presented as an easy way to donate to charity without any cost to yourself, but is it really that simple? This article shows how there might be more cost effective options available.
  • Choosing Cashback Or Rewards Credit Cards
    With the demise of balance transfers as an attractive credit card offer, cashback and rewards schemes are growing in popularity. Find out what they are and how you could profit from using them.
  • Credit Card Balance Transfer Fees
    Credit card balance transfer offers were so popular that they ended up costing the credit card industry serious amounts of money. Something had to be done, so the balance transfer 'handling fee' was born.
  • Flat Rate Credit Cards
    Most credit cards feature different interest rates depending on how they're used. Purchases, balance transfers, cash withdrawals, introductory offers... the number of different rates can be confusing. Flat rate cards charge the same APR for everything, making it easier to keep track of how much your card is costing.
  • Credit Card Cheques - An Expensive Convenience
    Credit card cheques are touted by card issuers as a convenient way to use your account when cards aren't accepted, but it's not always made clear how much they cost.
  • Is Cashback The Future For Credit Cards?
    Cashback is a feature of credit cards that is rapidly growing in popularity. Why is this and how could you benefit?
  • How Important Is Credit Card APR?
    Many credit card advertisements feature a low APR as the most prominent feature, but is that the most important thing with a card? There are many other benefits to consider, which might be more valuable than a low rate.
  • Simple Steps to Prevent Credit Card Fraud
    Credit card fraud costs hundreds of millions every year, and is a distressing and damaging experience for the victims. Fortunately, there are some simple ways of vastly reducing the chances of it happening to you.
  • Get in Control of Your Credit Card Debt
    Using credit cards can make day to day life more simple, reducing the need to carry cash and making it easy to shop online and by telephone. However, spending with plastic can sometimes be a little too easy, and many people find their balances get out of control.
  • The Downsides to Debt Consolidation
    Debt consolidation is often portrayed as a simple way out of your debt troubles and money worries, but when is life ever that simple? There are drawbacks to consolidation that you need to bear in mind before making your decision to continue.
  • Getting a Loan When You're a Tenant
    It's been easier than ever in recent years for people who own their own home to be accepted for loans and other credit. What's the situation for tenants and others who aren't homeowners?
  • When Not To Use A Credit Card
    Credit cards are a convenient part of modern life, but unfortunately it can be all too easy to run up problem levels of debt. Knowing when card use is inappropriate will help prevent your card getting you into trouble.
  • Which Kind Of Credit Card Should I Choose?
    There are so many credit cards available with different features, it can be hard to decide which one to apply for. A simple way of narrowing the field is to base your decision on your spending habits, rather than being swayed by eyecatching advertisements promoting features you may not need.
  • Credit Cards: Why You Should Pay More Than The Minimum
    Credit cards are a great convenience, but it can be all to easy to let your debt slide out of control. Making only the minimuum repayments will make the situation worse, and this article explains why.

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